The Law of Attraction and debt

Credit-Card-Debt-800x532A reader sent in the following question:

Q: Since the Law of Attraction instructs us to focus on what we want and basically ignore what we don’t want, doesn’t it stand to reason that it’s a good idea to have automatic payments for credit cards deducted from your checking account and never open your credit card bills when they come? Do you think this is a good idea?

A: That’s a good question. I partly agree with you. I agree that it’s a good idea not to focus on your debt and how much money you owe if you want that debt to go away. However, I do not believe that ignorance is bliss. Truth is a very powerful and important Spiritual Law, and if you’re avoiding looking at how much money you owe, in a sense you are being untruthful to yourself. That’s never a good idea. It’s important to own up to your financial situation, not so you can judge it, but so you can get an honest picture of where you are — and where you want to go.

If you have a lot of credit card debt, that can tell you a lot about yourself. Sure, you might have run up credit card debt because of tough times such as a job loss or an expensive medical condition but many people run up credit card debt for other reasons, such as emotional spending and using credit cards to buy things to get others’ love or approval. If you’re engaging in any of these behaviors it’s empowering to own up to it. Speak your truth to yourself, and then when you acknowledge that you had the power to create the situation, you can rest assured that you have the knowledge to change it.

Now, once you’ve gotten the truth out of the way, let’s get back to the Law of Attraction. Instead of never looking at the bills, why don’t you create a spreadsheet and enter the balance of your credit card debt each month. Then in another column, enter the amount you paid off each month. Say you paid off $200 of the initial balance last month. After you made this month’s payment, you realize you’ve paid off $420 in total. Next month, you’ll have paid off $650 of the initial balance. Focus on THAT number, because that’s  a number that makes you feel good. As that number rises, your debt will be decreasing and you’ll be focusing on the outcome that you really want.


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