Having credit card debt can be debilitating and overwhelming. You can feel like you’re digging out of a bottomless hole, and quite frankly, you literally are. But you can reduce your credit card debt, and even eliminate it completely, and it doesn’t have to be a seemingly impossible task. The Law of Attraction can provide a boost that will help you.
The Law of Attraction is a spiritual law that says that your thoughts and expectations influence the outcomes in your life. Everything that you have in your life is something that you believed would happen or expected to happen on some level, whether it’s a conscious or subconscious belief. If you’re currently struggling with credit card debt, consider your thoughts about money. Do you frequently think that there’s never enough? Do you expect to come up short? Do you hoard money because you’re afraid you won’t get more? Do you think that money is the root of all evil? Do you think you’ll never be able to get up from under all of your credit card debt? If you’ve ever had any of those thoughts, you’re using the Law of Attraction to maintain a cycle of credit card debt.
So how do you break the cycle? How do you use the Law of Attraction to start reducing your credit card debt and amassing savings instead?
—Focus on your monthly improvement, not your debt. If you zero in on the huge amount you owe each month, you’re focusing on the debt and not the dent you’re making in it. Each month, calculate how much less you owe and draw that number on a sheet of paper and hang it where you can see it. For example, if you owed $10,000 last month, and this month you owe $9,800, then you want to focus on the $200 you sliced off of your debt. Way to go! You’re $200 wealthier than you were last month, and that’s where you want to put your focus.
—Make payments automatic. You want to focus on building wealth, not making debt payments. If you find yourself getting stressed whenever you think about what you owe, you need to find a way to stop thinking about it. One way to do that is to make your payments automatic. If you’re paying a certain amount each month, use online banking to have that amount automatically deducted from your account. That way you’re tackling your debt without having to think about it, and you’re eliminating the negative thoughts and emotions that you experience whenever bill time rolls around.
—Consider your credit line your wealth. Do you have a negative opinion of credit cards? If you do, that’s going to make it even more difficult for you to pay them off because your negative feelings have an emotional charge which attracts more of that to you. The fact of the matter is that credit cards are not evil; they’re simply a tool. The way in which you use the credit cards is what determines their impact on your life. From a positive perspective, credit cards give you access to more money immediately than you would have on your own. In a sense, a credit card is a source of increased wealth. When you focus on the fact that your credit cards are a part of your wealth and they give you financial power, you can erase the negative charge that comes when you think about what you owe.
—Celebrate your growing net worth. Each month when you pay down your credit card debt, your net worth — the amount you have after all of your debt is subtracted — should grow. Each time it grows, celebrate that feat and express your gratitude through a silent prayer to the Universe. When you focus on your growing net worth with gratitude, you’ll attract ideas to keep it growing and people and opportunities who can help.
—Look forward to paying the bills. You might think this is impossible, but you really can look forward to paying your bills. Put it in perspective — every time you pay a bill, the balance goes down and you increase your wealth. So look forward to writing that check because you know your net worth will grow as a result.
The Law of Attraction has been used for decades if not centuries by spiritually adept people who understood how the laws of the universe could be followed to bring them riches, love or whatever else it was that they were seeking. Much of the knowledge about the Law of Attraction was passed down through mystery schools and secret societies. Some groups wanted to keep the information to themselves because they wanted to obtain riches and keep the poor people poor. (Many of the richest families in the world obtained their riches by using the Law of Attraction. If you don’t believe this, read the success classic Think and Grow Rich). Others kept this information secret because they knew the world wasn’t ready for it. In some cases, people were persecuted and killed because they possessed and openly shared this information. Some governments and some religious groups did not want this information getting out because it would empower the masses and give them less control over what people did.
You may have heard of The Secret, which did a lot to bring knowledge of the Law of Attraction into the forefront. If you really want to explore the Law of Attraction more in depth, one of the greatest teachers around is Dr. Robert Anthony, and he’s been teaching it for more than 30 years. Rhonda Byrnes, the author of The Secret, includes Dr. Robert Anthony in her acknowledgements of those whose teachings she incorporated. In fact, Byrnes asked Dr. Anthony to be a part of The Secret but he chose not to do so. Dr. Anthony is still teaching about the Law of Attraction and in The Secret of Deliberate Creation he shows you the most common mistakes people make applying this powerful law and why many don’t succeed. But then he explains the correct way to apply this law so that you can use it to transform your financial life so much that you not only eliminate your credit card debt, but you apply a new form of thinking about money and experience real prosperity as a result.
While a lot of metaphysical knowledge has made it to the mainstream and can be found by doing a search on the Internet, the most valuable secrets are still possessed by teachers who provide the information only to those who are spiritually mature enough to take it and apply it. To identify people who truly want the information and who understand its significance, these gurus understand that you should give something to get something — it’s a natural exchange of energy. Those who are truly ready to receive the most valuable information will invest in it and take the time to find that information that is not so readily available to the general public. The Secret of Deliberate Creation is one of those programs for those who are truly ready and willing to do the spiritual work to make the Law of Attraction work for them. Click here to download the Secret of Deliberate Creation.